I haven't read the briefs, but this AP report states that the Tuepkers are asserting in their appeal brief of their slab case that State Farm's contract language was "craftily ambiguous" and is "woven so as to not give away their true intent." I love this.
Our fellow insurance blogger David Rosmmiller is also quoted in the ultimate paragraph saying the writing is on the wall. I, however, am still glad that State Farm sends me my contract on paper. I know I may have the option of obtaining it electronically, but I didn't know I could get it on the wall too! David's real point is that we are now seeing a number of cases interpreting the contract as non-ambiguous.
By now everyone except Adam Scales, David Rossmiller and myself is likely tired of the ambiguity debate, but it has had real effects. I heard from numerous sources that gulf coast redevelopment is stagnant. People have money to rebuild, but they have difficulties in obtaining insurance and so there is little rebuilding. The reason insurers won't provide is because of uncertainty about future liabilities. If one can't write a certain contract, one won't write many contracts. Hopefully, some of the certainty will be resolved.