Insurance Credit Scoring on Insurance Journal

Insurance Journal began posting the testimony I gave on insurance scoring (5/21/2008) last week here.  The comments posted by viewers are "funny."  Some of the less-informed comments appear to come from insurance agents (CIC, etc).  It is interesting that agent compensation comes primarily from premium volume, not underwriting results.  I wonder if this affects their opinions.  IJ and Mynewmarkets.com are posting the testimony in 4 or 5 parts.